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Kipu – Near-Zero Fee Cross-Border Transfers
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Seamless Global Payments
at Near-Zero Cost

Kipu is an AI-driven, blockchain-based platform that enables rapid, low-cost international money transfers. Our USDU stablecoin is always backed by real USD reserves, guaranteeing trust, liquidity, and security for all your cross-border transactions.
Kipu dashboard screenshot

Minimal Fees

Stop overpaying for wire transfers. Our AI-optimized liquidity slashes transfer costs dramatically.

Instant Access

Don’t wait days for funds to settle. With USDU stablecoins, recipients withdraw cash immediately.

Transparent & Stable

USDU’s 1:1 USD backing builds trust. Our local reserves ensure consistent liquidity and stability.

Effortless Transfers

Whether paying tuition or supporting family, send cross-border funds with just a few taps.

Global Transfers, Simplified

Kipu eliminates the hurdles of sending money abroad. Deposit your fiat, receive USDU instantly, and cash out in another country’s currency without inflated fees or endless delays. Whether you’re supporting family or paying for studies, Kipu’s streamlined process is fast, transparent, and hassle-free.

Why Choose Kipu?

Traditional remittance services are slow, pricey, and lack transparency. With Kipu, you get:

• AI-optimized liquidity for minimal fees
• 1:1 USD-backed stablecoin for confidence
• Local reserves to ensure quick, hassle-free payouts

Daniela G.

International Student, Peru

“Kipu has saved me time, money, and headaches! My parents send dollars from the U.S. and I can instantly withdraw in soles back home. No more hidden fees or endless waits.”

Built for Global Impact

Whether you’re sending money to loved ones or covering education expenses, Kipu’s near-instant settlement and stablecoin-powered transfers provide true peace of mind. Say goodbye to hefty wire fees and unpredictable exchange rates—start experiencing a smarter, faster, and fairer way to send funds.

    AI-driven liquidity1:1 USD reservesInstant cross-border payoutsRegulated partnersEasy-to-use appNo hidden chargesMulti-currency supportCompliance-readyReal-time notificationsLoved by students abroad

Dive Into Kipu’s Key Advantages

We go beyond ordinary remittances by harnessing stablecoin tech, blockchain efficiency, and AI-driven liquidity. Experience fast, secure, and cost-effective cross-border money transfers like never before.

Near-Zero Fees

Our AI engine expertly pairs currency flows, drastically reducing transaction costs.

AI Liquidity

Forget large reserve pools. Kipu’s engine automatically balances user transactions in real time.

USD-Backed Stablecoin

Each USDU token is redeemable 1:1 for USD, making every transaction transparent and dependable.

Instant Settlement

Funds clear in near real-time, allowing recipients to withdraw in local currencies almost immediately.

Global Expansion

Our initial focus is the U.S.–LATAM corridor, followed by other high-volume remittance markets.

Mobile-First Design

Manage transfers, track balances, and stay updated on the go with our intuitive mobile app.

Inherent Compliance

Robust KYC and AML checks ensure we meet regulatory guidelines across supported regions.

Industry-Leading Security

Advanced encryption, trusted banking integrations, and audited smart contracts protect your funds and data.

User-Centric Interface

No complex jargon or hidden steps. Send, receive, and convert money in just a few clicks.

What Our Early Adopters Are Saying

Daniela Gomez

International Student, Peru

“Kipu has revolutionized how my family supports me while I study abroad. Transfers are instant, fees are basically zero, and I always know my money is secure. It’s a game-changer for international students like me.”

Maria Mendoza

Small Business Owner, Mexico

“Using Kipu for my cross-border payments has saved my business thousands of dollars. It’s fast, reliable, and incredibly easy to use—I can’t imagine going back to traditional remittance services.”

Karan Patel

Freelancer, India

“I love how simple and transparent Kipu is. I can receive payments from my US clients without worrying about hidden fees or waiting for days. Highly recommend it to anyone working internationally.”

Early Access & Beyond

While Kipu is in beta, transfers are free. Enjoy the simplicity of near-zero cost remittances today. In the future, small micro-fees may be introduced, but our goal remains the same: deliver affordable, accessible cross-border payments.

Beta Access

Perfect for individuals and early adopters who want to experience Kipu at no cost.
Free

Near-zero fees on personal transfers

Instant remittances via USDU stablecoin

AI-driven liquidity matching

Basic support & community access

Easy on/off ramps for local fiat

Deposit & withdraw in one corridor (e.g., US ↔ LATAM)

Early feedback opportunity

Personal

Ideal for frequent senders who want expanded features and broader corridor options.
Near-zero fees

Multiple corridors (US ↔ LATAM, US ↔ Mexico, etc.)

Higher transaction limits

Advanced stablecoin & P2P features

Priority in AI liquidity matching

Enhanced KYC support

1 year of updates & feature expansions


Dedicated customer support

Enterprise

Unlimited volume and tailored solutions for businesses, remittance providers, and high-volume users.

0.25% / Tx

Custom Pricing

Unlimited transaction volume

Custom corridor expansions & local partnerships

Advanced compliance & regulatory support

Dedicated account manager & SLA

Priority liquidity provisioning


Tailored AI matching & integrations

Join our beta to secure zero-fee transfers and help shape a more transparent, borderless financial future.

Your Questions, Answered

How can Kipu offer near-zero fees?
Our AI-driven engine smartly matches users who need opposite currency flows, significantly reducing liquidity overhead and fees.
Is USDU truly backed 1:1 by USD?
Absolutely. We maintain segregated, highly liquid reserves so each USDU token can always be redeemed for USD in supported regions.
Which countries are first in line?
We’re rolling out initially for the U.S.–Peru corridor in LATAM, with Mexico, India, and Australia next in our expansion roadmap.
Do you have transfer limits?
During our beta phase, user-specific KYC levels and local regulations may impose certain caps. Keep an eye on your dashboard for the latest info.
LogoKipu

Send and receive money across borders instantly with AI-powered stablecoin technology. Enjoy near-zero fees, immediate access to funds, and reliable local fiat on/off ramps.

Built by Kipu Labs LLC

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